Privacy & data policy
Overview
Aadhar Loan EMI Calculator performs loan calculations locally. The app is supported by advertising delivered through Google AdMob, which processes limited device and advertising information as described below.
Information you enter
Loan amounts, rates, tenures, fees, discounts, and prepayment values are processed locally on your device and used only to display calculation results. They are not sent to us or any third party and are not retained after the app process is cleared.
Information we do not request
The app does not request an Aadhaar number or document, PAN, bank details, contacts, precise location, photos, camera, microphone, phone, SMS, or storage access.
Advertising and network data
The app uses Google AdMob to display a persistent banner and occasional interstitial ads. Google Mobile Ads may process your IP address to estimate general location, device identifiers, advertising data, interactions with ads and the app, diagnostic logs, crash data, and performance data for advertising, fraud prevention, analytics, and SDK reliability. Calculator values are not sent to AdMob.
On iOS, the app asks for permission through Apple’s App Tracking Transparency system prompt before initializing Google UMP or AdMob. Personalized ads are requested only when you authorize ATT and Google's regional consent process also permits personalized advertising. If ATT is denied or restricted, a required Google purpose is declined, consent is incomplete, or consent cannot be read, the app explicitly requests non-personalized ads. When ATT is denied or restricted, AdMob does not receive Apple's advertising identifier. The calculator remains available regardless of either choice.
You can review or withdraw available Google advertising choices from More → Privacy and cookie settings. You can change ATT permission in iOS Settings → Privacy & Security → Tracking. Updated Google choices apply to new ad requests. Withdrawing consent prevents future processing that depends on that consent; removing the app stops future ad requests from the app. Google handles its existing records, retention, and privacy requests under its own terms.
We use Google subject to its data-protection terms and require third-party services that receive app data to provide protections equal to those described in this policy and required by applicable platform rules. See Google’s Privacy Policy, how Google uses data for advertising, and Google’s privacy request tools.
Device permissions
The app may use vibration for brief tap feedback. It does not require sensitive device permissions.
Support correspondence
If you email AuraByte Studios, we receive your email address and the information you choose to send. We use it to respond and retain it only as needed to handle support. Do not send Aadhaar numbers, bank credentials, or financial documents. You can request deletion by contacting support.
Children
The app is a financial planning utility intended for adults and is not directed to children under 18.
Independence and scope
The app does not provide, arrange, facilitate, or approve loans and is not affiliated with UIDAI, RBI, the Government of India, any bank, or any NBFC.
Changes
If app functionality or data practices change, this policy will be updated before the changed version is released. The updated date above identifies the latest revision.